Standard homeowners insurance typically does not cover drain jetting or camera inspections.
Homeowners insurance covers sudden, accidental damage — not maintenance, gradual deterioration, or service calls. Drain jetting is considered a maintenance service, so it is generally not covered.
There are exceptions: some policies have sewer line riders or endorsements that cover certain types of sewer line damage and the associated service costs. Service line protection coverage (offered by some insurers and utility companies) specifically covers underground pipe repair.
If your sewer line has suffered sudden damage — a pipe rupture due to a tree falling, for example — that may be covered under certain policies. Your best bet is to call your insurance agent and describe the specific situation before assuming coverage either way.
The cost of regular preventive drain maintenance is far lower than the cost of emergency repairs or pipe replacement. It’s worth budgeting for rather than hoping insurance will cover it.
Questions about your pipes? Call Sunburst Environmental at 678-799-4389 — same-day response across Metro Atlanta and North Georgia. Or request a free estimate online.